Personal loans?

Is there such a thing as an individual loaning money to another? where a contract can be drawn up with the terms outlined? We need 20 000 to pay off debt and repair our credit score. My husband is in the military (anyone know of resources for a soldier with bad credit?) and just lost his job with a shady mortgage company. We are honest people and would do the same if WE were financially able...we need an out here. We%26#039;ve two kids under two.

Personal loans?

Do you mean having a person instead of a company? I think that if thats what you mean and you could find someone to do this with you I don`t see why not and I`m awfully sorry to hear about this. Doesn`t the military help people like this at all? They don`t do any for those suffering agent orange after all these years I know that!

Personal loans?

You want a LOAN to pay off debt? Does that really make sense to you?!?!?! That is not paying off anything, it is moving it around. It also frees up your credit cards so you can charge them up more!!!

You just have to jump in and find work. How was your husband working for a mortgage company if he is in the military?

Call all of them and work out a payment plan and try to get your interest lowered or stopped.

Then, make the minimum payments on every one of them. On the lowest dollar value, put all your extra effort toward paying it off. Once it is paid off, then roll that extra money to the next largest balance. Continue this snowball until all your debts are paid off.

You probably need to cut your expenses back to the bare minimum. Get rid of cable, cell phones, internet, etc. Lower your electric bill, gas bill, water bill, etc. Don%26#039;t eat at a restaurant until your debts are under control. Take a sandwich for lunch. Cancel the gym membership. If you

Try to increase your income by getting a second job. If you have a car with payments, get rid of it, and buy a good dependable used car for CASH.

Go to the library and get %26quot;The Total Money Makeover%26quot;. Read it and follow it carefully.

Go check out Dave%26#039;s website as well.

Yahoo is blocking the link for Dave%26#039;s website for some reason. Guess they don%26#039;t want people to use sound money methods?!?!?

It is www . dave ramsey . com without the spaces

Personal loans?

i%26#039;m sure you can have an attorney write up some legally binding agreement between you and another individual. but i%26#039;ll second the suggestion to read %26quot;Total Money Makeover%26quot;. i forget the authoer but it contains some good information about how to get rid of debt. consolidating your bills may put your payments into one, even lower your payments, which offers some benefits but doesn%26#039;t eliminate the debt owed. today%26#039;s consumer is too monthly payment conscious. don%26#039;t incur more debt just to improve your score. pay off your existing debt ON TIME. read the book mentioned earlier, it may point you in some direction.

Personal loans?

DO NOT take out a loan until you go to your military base%26#039;s financial assistance society. I%26#039;m not sure what it%26#039;s called in the Army, but in the Navy it%26#039;s the Navy Marine Corps Relief Society. Don%26#039;t do ANYTHING until you go to that resource on base and ask them what you should do. They might be able to help you, or at least they will inform you of your options and possibly refer you to a reputable loan consolidation company.

You have some options here - the most important thing is to find someone who can educate you and give you all your valid options, and the best way to do that is through the Army financial resource.

Go to http://www.aerhq.org/ - Army Emergency Relief. There should be an office if you live close to where your husband is stationed.

I wish you the best of luck - and PLEASE don%26#039;t do anything until you talk to them. There are a lot of people out there who take advantage of people in your position.

Personal loans?

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