Bankruptcy




Thursday, June 17, 2010

Should I charge my body repair?

I don%26#039;t know how much it is going to cost to fix my car, but I got into an accident have little than 100 dollars in the bank, should I charge my car to a credit card, the only problem with the car is that the hood is bent and the grill is pushed inward



Should I charge my body repair?

I%26#039;d save the money in case something really bad happens.



If the car runs, keep driving.



Should I charge my body repair?

if u hurtin for money, dont. car still runs



Should I charge my body repair?

u cant really do much with $100 i think u should save a little more..



Should I charge my body repair?

if it was your fault yes or check with your ins if it was their fault then their ins will have to pay



Should I charge my body repair?

That shouldn%26#039;t be too exspensive just a new hood and grill it sounds like. Go ahead...its much cheaper than a new car :)



Should I charge my body repair?

If you can%26#039;t pay cash for the repairs, then don%26#039;t have it repaired. If the accident wasn%26#039;t your fault then the other driver%26#039;s insurance company should pay for the damages. Honestly, if the car is running fine and it%26#039;s just superficial body damage then I don%26#039;t know that I would bother having it fixed if I had to pay out of pocket myself.



Should I charge my body repair?

i wouldnt you be paying that forever i would go to a bank and get a low interest loan will your car insurance pay for any of it? Deductible?



Should I charge my body repair?

Drive it as long as its safe

My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

this dealership said it would not look bad on my credit but i think he is just saying that to get a sale. im upside down on my car 10 thousand dollars and i dont have the money to get it fixed. what should i do?



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

having been a bill collector I can tell you that even if you let them repossess it, you will most definitely have a deficient balance owing on the vehicle. I saw it a thousand times. People think that once the creditor repo%26#039;s the vehicle that, that%26#039;s the end of it. WRONG! the vehicle in question would go to auction, it needs major work.. I suspect the auction price wouldn%26#039;t exceed $1,000. leaving the balance of $9,000 still owing %26lt;YOU WOULD OWE THAT AMOUNT or whatever is left remaining and the creditor will send the balance to collections ruining your credit, or at the very least dinging it badly. The dealership is LYING to you!! GOOD LUCK!



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

Dealer is lying. Sell your car or get a loan to fix it. Then talk to loan company for some adjustment in installments.



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

THE DEALERSHIP IS BLOWING SMOKE AND IT WILL NOT ONLY LOOK BAD ON YOUR CREDIT, YOU WILL NOT BE ABLE TO GET ANOTHER VEHICLE.



A TYPICAL REPOSSESSION WILL BE ON YOUR RECORD FOR 7 TO 10 YEARS AND YOU CAN FORGET ABOUT ANY LOW INTEREST RATES AS WELL.



GET THE VEHICLE REPAIRED, ASK A FAMILY MEMBER OR A FRIEND FOR THE MONEY AND WORK IT OUT TO PAY THEM BACK AND PAY OFF THE VEHICLE.



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

It will ruin your credit and stay on your report for 10 years. Take it to a dealer, trade it in if you can and get whatever you can out of it and roll it into a lease, your payment might be higher but your negative equity will be over at the end of the lease. Also if you do get it repo%26#039;d they will sue you and if you do not pay for the remaining balance on the car they can garnish your wages, meaning they take a certain amount out of every one of your paychecks to pay off the car you got repo%26#039;d.



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

If they repo it, you are responsible for difference for what you owe and what it sells for. Letting it get repoed will solve zero of your problems, actually you just added more problems. They will get a judgment against you and the courts will force you to pay anyway.



My car needs about 2000 dollars in repair, should i let it get repossessed and get another one?

Borrow the money to fix it. Any dealer that says a repo won%26#039;t hurt your credit is a liar.

Is there anyone who can help me repair my house?

I live in Portland, oregon. I am a low income single mom. My house has been reported to the Portland Development people. I do not have the funds to do it myself or the skills. I do not have credit so a loan could be out of the question. Are there any charitable or church organizations who can help me?



Is there anyone who can help me repair my house?

Contact Mend-a-home in Portland



http://www.unlimitedchoices.org/mendahom...



But, first sit down and write a simple, one page synopsis of your situation and needs.



One paragraph describing your family and income level. A second paragraph detailing the required repairs, etc. Keep it simple. And, only ask for the most needed repairs.



You might also mail the page to a couple large churches in your area. Many bring in huge teams of volunteers each summer.



But, first they visit the homes, interview the residents, and %26quot;line up%26quot; their projects.



Best to you.



Is there anyone who can help me repair my house?

Call the United Way, they can direct you

What's the difference between consumer credit & hp agreements?

Does anyone know the legal differences of goods supplied on a contract later found to be unenforceable and non-executable and if so what%26#039;s the significance if the borrower refused to pay any mloney on the agreement because goods supplied were faulty, potentially illegal and the vendor refused to repair, replace or cancel the agreement?



Would this mean the borrower is in a very seirous problem if they then refuse to pay and have in fact never paid anything on the agreement



Thanks



What%26#039;s the difference between consumer credit %26amp; hp agreements?

In uk, if the goods are faulty you ask for repair / replacement at the discretion of the vendor.



They obviously attempt a repair where this is the most economic for them, if not they should replace without question.



Only an Idiot would pay for goods that are defect!



Obviously, once the problem is remedied and you have possession of USEFUL goods then you pay your first payment!



The difference twixt HP %26amp; CC is simple;



HP = If you do not maintain correct %26amp; proper payment the goods may be repossessed, or goods to the same value, but the vendor must first gain a possession order / distress warrant from the relevant court.



This can only be served by a bailliff under police escort, only the police can serve a copy of the relevant document, BEFORE the bailliff can gain entry / possesssion.



CC = The vendor does not have the same level of protection, %26amp; would most likely need to %26quot;file a suite%26quot; for civil damages, as possession is 9/10 of the law.



In conclusion, seek FREE legal advice, poste haste, on the validity of the contract which you believe is %26quot;null %26amp; void%26quot;.



It may be best for you to inform the police of a criminal act, it is possible they will send you to trading standards.



Do NOT release the goods to the police or any else without demanding a receipt!!!



This should be dated, stamped, their name, rank etc. printed AND signed!!!



Also read;



http://en.wikipedia.org/wiki/Hire_Purcha...



What%26#039;s the difference between consumer credit %26amp; hp agreements?

If the goods are faulty the vendor by law has to repair or replace



if illegal you can inform the police.If vendor refuses to repair,replace or cancel agreement then take them to a county court also you can get advice on were you stand by citizens advice.I would say you have a very good case against the vendor.

Can i remove a collection from credit report if I was underage when it accured?

I was 17 when I had to see doctor when I broke a bone in my foot I needed surgery to repair. They never asked me for my mothers name or info can I remove this



Can i remove a collection from credit report if I was underage when it accured?

Yup, it%26#039;s your parents responsibility not yours. Remind the bureaus of your current age with a copy of your ID, also have them validate the date of the hospital visit. Also mention that you know your rights and would have no problem getting an atty. That alone should be enough, but I would also write a letter to the billing dept of the hospital and send them copies of the letter you sent to the bureau. Tell them they%26#039;ve got 30 days to respond or you will get an atty. Keep records of your correspondence with them. If they don%26#039;t budge you can take them to small claims, and win.



Can i remove a collection from credit report if I was underage when it accured?

You need the services of a ATTORNEY.



Can i remove a collection from credit report if I was underage when it accured?

You can file a statement on the collection that tells those who look at your report you were underage when it occurred and that since you%26#039;ve been an adult you have been stellar with your credit. Also after 7 years it drops out of your score for almost all credit agencies.



If you haven%26#039;t paid the debt yet, you could tell the collector that you will only pay if they are willing to remove the delinquency.



Can i remove a collection from credit report if I was underage when it accured?

Yes, go to www.annualcreditreport.com



Let them know that you were 17 at the time.



Can i remove a collection from credit report if I was underage when it accured?

If you were a minor, and have proof of such, challenge the delinquency... You%26#039;re parents should have been responsible for this, and present to authorize medical treatment...



Also, if they refuse to dismiss the charge, challenge it... If the creditor can%26#039;t prove that the charge was made by you, they have to remove it. I think they have to do so within 14 days or so...



Can i remove a collection from credit report if I was underage when it accured?

Yes. Dispute it with the credit bureaus that have it on your file. Then, write a letter to the collection agency who reported it. Tell them to validate it by providing a copy of the signed document.



Your letter should ask for the following:



1.A copy of the original contract that has my signature on it.



2.Any and all documents detailing the accounting of this alleged debt (from inception to current date).

My mom needs a thousand dollars for a car repair?

however her credit is horrible and she currently has a garnishment where can she get a loan, or assistance fixing a timing belt and water pump. My mother lives in the Maryland area. Are there any in house financing programs here, pay day loan that will give that amount or even some of the amount. She needs a car b/c she has a 45 minute drive to work and suffered from an anurysum and very nervous about taking public transportation in case of emergency. Any suggestions?



My mom needs a thousand dollars for a car repair?

1.You can always try your local church, some of the local charities offer small temporary loans. Her horrible credit proves her serious lack of fiscal responsibility, so the charities use her income minus the debts as a guideline in the amt of loan. 2.You can also try some car repair tradeschools. 3.She can ask about her employee%26#039;s benefits programs at work for small emergency loans. 4.She can also ask around a local credit union if she%26#039;s a union member. 5.Another suggestion is Family Associations, and some of the ethnic groups have 6. communtiy outreach programs, like the Knights of Columbus, FreeMasons, etc. Good Luck.



My mom needs a thousand dollars for a car repair?

Contact a local high school, some school auto shops will do the repair for the cost of parts only.



My mom needs a thousand dollars for a car repair?

if there is a state aid place there try them or some place like red cross ?

I have 1200 errors on my pc,is there anything that can be used to repair that is FREE! to fix all,fr

reg cure and other related give you free scan and fix a handfull i need something that fixes all and doesen%26#039;t ask for a credit card after the scan,There has to be something out there,cc cleaner doesen%26#039;t handle all prob. either so any ideas



I have 1200 errors on my pc,is there anything that can be used to repair that is FREE! to fix all,free?

Hi,



the best thing to do is a clean reinstall of windows again (reformat your HD first) and start again. hope this helps you.



I have 1200 errors on my pc,is there anything that can be used to repair that is FREE! to fix all,free?

dont be cheap get anti-virus if u download more free %26quot;anti-virus%26quot; it will just get u more problems because of spyware just buy the latest for like 60 bucks it%26#039;s worth it



I have 1200 errors on my pc,is there anything that can be used to repair that is FREE! to fix all,free?

how do you know there are 1200 errors did some free scan program tell if so it is possible you may have none they all lie just to frighten you into buying the all seeing all curing so called software you probably dont have any errors worth worrying about.



i believe if you had that many your machine would be due for the knackers yard anyway



download the free version of AVG it is probably made by Carling and you know how good they are



I have 1200 errors on my pc,is there anything that can be used to repair that is FREE! to fix all,free?

Get This It Is Free %26quot;PC CLEAN%26quot;



it works wonders.. Its a awesome Spywear program... and ITS FREE.

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