Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified p

It seems that my spouse (100% service-connected disabled veteran) and I can not find the answers we need to acquire VA home loan. We have been told credit issues may play havoc. We have been told VA home loans are guaranteed through the VA system/government; so what is the deal in obtaining a loan? We have been told by many, that my spouse qualifies. We do not want something outrageous; just a comfortable home near the local VAMC. We understand that no matter how your credit is; every vet gets the same rate. We are under contract with someone who claims to be an expert on VA home loans but has told us that we have to repair the credit issue. If we had the money, we would not have issues with credit. The credit issue was developed by a medical situation and can be proven. I do know there are creative mortgage officers/brokers that can make this work; where is a qualified person that can get that can assist us? Yes, I know if I didn%26#039;t need money, there would be plenty.

Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified person??

First you must realize it is not the VA who is lending the money. A bank lends the money and the VA insures the loan. Because the VA insures the loan the bank lowers its credit expectations from a conventional loan but doesn%26#039;t throw them out the window!

You might opt to speak to the VA directly and ask for a lender referral. Or you could study up on the VA loan program yourself and learn about what is necessary to get qualified

Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified person??

Below is a website and contact numbers for veterans that may help with questions on your benefits.

http://www.vba.va.gov/

But please keep in mind that even though VA backs these loans there are credit, debt to income requirements, and property standards that VA lenders must adhere to in order to get that loan insured. If you have delinquent credit or other issues which reduce any willingness or ability to repay debts, then it may be a good idea to discuss these issues with VA. There is no creativity in a VA loan. Hope it helps!

Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified person??

VA home loans are a unique way of extending support to the US war veterans, who committed their lives in safeguarding the interests of the country. Therefore, understanding these loans is beneficial. VA housing loan program provides financial assistance to veterans so that they can purchase home at a favorable rate of interest and convenient loan terms. Loans provided by the VA are fixed%26lt;!--interest mortgage loan that do not require any down payment. These loans are provided to all eligible veterans, regardless of their age, color, race, sex, religion, familial status, nationality or handicap.

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No prepayment penalties and long amortization terms are another advantage of these loans. Houses provided under VA housing loan programs are duly inspected at the time of construction and require a warranty from the builder. The foremost step is to locate a suitable--%26gt;property in a safe locality. Next, the veteran has to go to a lender and apply for a home loan. VA guaranteed loans are provided by private lenders that include banks, mortgage companies and savings and loan associations. No prepayment penalties and long amortization terms are another advantage of these loans.

Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified person??

Attn:

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Looking for qualified representative concerning VA home loans in S.FL? any ideas to find qualified person??

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