I have a repossesion that is two years old and I have a loan that was paid off on time never late but that repo is kicking my butt I cant get anything how can I repair my credit without being able to get approved for anything?
How bad is my situation?
If you are trying to buy a car there are lenders who will finance you. Best way is to talk to a finance manager at a car dealership, or even better apply for an auto loan at www.lendingtree.com.
Secured credit is very different than unsecured credit or credit cards. Start with secured credit (collateral based loans).
Good luck to you man!
How bad is my situation?
You%26#039;ll probably have to start with a secured credit card where you pay the card company for the card, and in effect, use the money you paid them when you use the card. Plus, have you paid the repossession judgment? Often there is money still owed after a repossession, and this will continue to hurt you. Pay it off if it%26#039;s there.
How bad is my situation?
Except for buying somewhere to live in, why do you need credit?
I can never understand why people who can hardly manage to support themselves, take on the support of the directors and shareholders of lending companies as well!
How bad is my situation?
Get a credit card and start showing some good credit. Try Orchard Bank, they give have a good apr (14.90) and are easy to qualify for.
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