Thursday, June 17, 2010

Does anyone know of any....?

good do-it yourself repair credit kits, that%26#039;s not very expensive?



Does anyone know of any....?

Best one is your own brain, and knowledge of the system. And, it%26#039;s free.



Here%26#039;s how to do it.



1. Get your credit report.



2. See what%26#039;s on it.



2a. Is everything correct? If so, you are done, there is really nothing that you, or anyone else can do.



2b. See anything wrong? Send a letter to the credit reporting agencies disputing the claim. They will contact the creditor asking for verification. If they do not respond in a timely manner, the credit reporting agencies will remove the incorrect information.



There are companies out there that will claim to repair your credit. Scams, all of them. Even if they get a legitimate blemish off your report, the lender can just put it right back on next time they report on your status. The only reason why it looks like these %26#039;agencies%26#039; do anything is that the typical creditor does not bother answering queries from the credit reporting agencies in a timely manner. So, your blemish might disappear for a few weeks.



Want to fix your credit? Pay your bills on time every month. Even if you are only paying the minimums, pay something, on time.



Best of luck.



Does anyone know of any....?

I have been to %26quot;many%26quot; different credit repair sites on the web. Some were pretty good and some were pretty bad. I refuse to use a website%26lt;!--that requires a fee to get their credit repair info when there is great free sites on the web.. I%26#039;m listing the best site that I%26#039;ve ever been to.



http://badcredits.awardspace.com/repairc...



It is a %26quot;free%26quot; do it yourself credit repair site. I have learned so much by reading and asking questions on that site. And, I have seen %26quot;significant%26quot; improvement on my credit reports after learning--%26gt;my rights and using them.Don%26#039;t pay for information that you can find for free.

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